:root{--ink:#14211f;--muted:#55635f;--brand:#0f3d3e;--accent:#f6c453;--bg:#fbfaf6;--band:#eef3f0;--card:#fff;--line:#dfe6e2}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.6;font-size:17px}
a{color:var(--brand)}
.wrap{max-width:1040px;margin:0 auto;padding:0 20px}
.site-header{position:sticky;top:0;background:rgba(251,250,246,.92);backdrop-filter:blur(6px);border-bottom:1px solid var(--line);z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;height:60px}
.brand{font-weight:700;text-decoration:none;color:var(--ink);display:flex;align-items:center;gap:10px;font-size:18px}
.logo{display:inline-grid;place-items:center;width:32px;height:32px;border-radius:8px;background:var(--brand);color:var(--accent);font-weight:800}
nav a{margin-left:18px;text-decoration:none;color:var(--muted);font-size:15px}
nav a:hover{color:var(--brand)}
.hero{background:linear-gradient(160deg,#0f3d3e 0%,#18595a 100%);color:#fff;padding:72px 0 64px}
.hero h1{font-size:clamp(30px,5vw,48px);line-height:1.15;margin:8px 0 16px;max-width:820px}
.lede{font-size:clamp(17px,2.2vw,20px);max-width:760px;color:#e3eeeb}
.eyebrow{text-transform:uppercase;letter-spacing:.08em;font-size:13px;font-weight:600;color:var(--accent);margin:0}
#product .eyebrow,#agents .eyebrow{color:#9a6b00}
.cta-row{display:flex;gap:12px;flex-wrap:wrap;margin-top:26px}
.btn{display:inline-block;padding:12px 20px;border-radius:10px;font-weight:600;text-decoration:none;font-size:16px}
.btn.primary{background:var(--accent);color:#1d1600}
.btn.ghost{border:1.5px solid rgba(255,255,255,.6);color:#fff}
.section{padding:56px 20px}
h2{font-size:clamp(24px,3.4vw,32px);margin:0 0 14px}
h3{margin:0 0 6px;font-size:19px}
.sub{margin-top:28px}
.band{background:var(--band);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}
.product{display:grid;grid-template-columns:1.4fr 1fr;gap:32px;align-items:start}
.ticks{padding-left:0;list-style:none}
.ticks li{padding-left:26px;position:relative;margin:6px 0}
.ticks li:before{content:"✓";position:absolute;left:0;color:var(--brand);font-weight:700}
.meta{color:var(--muted);font-size:15px}
.fine{color:var(--muted);font-size:13px;margin-top:14px}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px}
.grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin:18px 0}
.grid .card p{margin:0;color:var(--muted);font-size:15px}
.note{background:#fff8e1;border:1px solid #f1dc9b;border-radius:12px;padding:14px 16px}
.mail{font-weight:600}
.footer{padding:28px 20px 40px;color:var(--muted);font-size:14px}
@media (max-width:860px){.grid{grid-template-columns:1fr 1fr}.product{grid-template-columns:1fr}}
@media (max-width:560px){nav a{margin-left:12px;font-size:14px}nav a:nth-child(2){display:none}.grid{grid-template-columns:1fr}.hero{padding:52px 0 44px}}